C e n t e r     f o r     International  Academic  Programs

CREDIT CARDS - Before You Go:

• Check the expiry dates on your cards to make sure they are not due to expire during your trip.

• Check the amount of credit available to you during the trip as well as your account balance if you plan on using your debit card.

• Banks have restrictions on daily withdrawals that apply even when you are abroad. Check with them so you'll know how much you can take out each day. If you use the ATMs/cash points for small amounts of pocket money and charge the major expenses, such as hotels, to your payment cards, your withdrawal limit won't be a problem.

• Make a record of credit card account numbers and telephone numbers for reporting lost or stolen cards. In fact, it's a good idea to make a copy of everything in your wallet, including credit card numbers, and keep that in a safe place.

• Use an ATM card that is valid on the Cirrus or PLUS networks, which are used worldwide.

• Contact your bank and credit card companies and let them know the dates and destinations of your travel in order to prevent them from freezing your account because of unexpected charges.

• If you have an ATM card, have the personal identification number (PIN) changed to four digits, as most bank machines outside the U.S. will not recognize PINs that are longer.

• Locate ATMs worldwide from both of these sites: http://www.mastercard.com/atmlocator/index.jsp http://visa.via.infonow.net/locator/global/jsp/SearchPage.jsp

 

Thanks to VISA for this information!

http://www.corporate.visa.com/st/consumer_tip.jsp#travel

 

 

University of Missouri-Kansas City Center for International Academic Programs 5325 Rockhill Road Kansas City, MO 64110-2499 USA Phone: 816.235.5759  Fax: 816.235.5610 Email:  international@umkc.edu à How to get to CIAP ~ click here à