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UMKC - International Student Affairs
INSURANCE & HEALTH CARE INFORMATION
IMPORTANT INFORMATION FOR CURRENT STUDENTS
Medical Insurance and Health Care:
    For 2013-2014, an 10% increase in costs is expected.
    Updated costs will be shown once available.
  • Health Insurance is Mandatory for the Protection of you and your Family.

    All students and scholars who are F or J visa holders attending UMKC are REQUIRED to purchase UMKC Medical Insurance as a part of the enrollment and registration process each term. The student is billed automatically upon registration for classes.

    The University’s insurance plan covers or exceeds all typical insurance options outlined by the U.S. Government as requirements for foreign students and scholars. Failure to purchase and maintain health insurance may result in the termination of your immigration status held.
  • Medical Insurance Rates:
            For 2014-2015, a 10% increase in costs is anticipated.
    Aetna Student Health brochure (and full plan details)
    for 2013-2014 (pdf files)
      Annual Fall Spring+Summer Summer
      08/01/2013
    -
    07/31/2014
    08/01/2013
    -
    12/31/2013
    01/01/2014
    -
    07/31/2014
    06/01/2014
    -
    07/31/2014
    Student/Scholar: $ 1,487 $ 623 $ 864 $ 248
    Student + Spouse: $ 8,279 $ 3,470 $ 4,809 $ 1,383
    Student + Child(ren): $ 4,032 $ 1,690 $ 2,342 $ 673
    Student + Spouse + child(ren): $10,824 $ 4,537 $ 6,287 $ 1,808
    Scholars + Dependents: See Application Form for J-visa Exchange Scholars below.
    Aetna Forms: Coverage details:
    • Application form for voluntary Medical Insurance for J-visa Exchange Scholars and their dependents

    • Application form for voluntary Medical Insurance for F-visa students on OPT and their dependents

    • Application form for On-Call service for Medical Evacuation and Repatriation
    Facts:
    • PRE-EXISTING CONDITIONS: Insurance companies will usually not pay for treatment of a problem that you had before you enrolled in their program, hence if you have a recurring medical problem that requires a doctor’s attention, it is important that you be checked and tested before you come to the USA.

      Bring an adequate supply of medication with you so that it will not be necessary to see a doctor during the first few hectic weeks of settling in. Likewise, bring copies of your doctor’s prescription(s) of your problem. Please remember, if you come to the USA with a pre-existing medical condition, you will most likely have to pay all costs incurred for treatment of that condition while you are here.

    • EYE CARE: At this time, a visit to the eye doctor costs about $45.00 to $100.00 USD and eyeglasses can cost $200.00 USD or more. If you have any eye condition that requires more than corrective eyeglasses, then there will be additional costs.

      To save money, have your eyes examined before you leave home and bring a copy of your prescription with you (written in English), so that you will not have to go to another doctor to replace lost or broken eyeglasses.

      Please note that the mandatory UMKC Medical Insurance does not cover the cost of eye care.

    • DENTAL CARE: Dental care in the USA is very expensive and it is not covered by UMKC student health insurance. If you have access to a dentist at home, we would suggest that you have your teeth cleaned and fixed before you leave.

      The UMKC School of Dentistry offers excellent Dental Health Care at a reduced rate for UMKC students if you need dental care in Kansas City.

      Please note that the mandatory UMKC Medical Insurance does not cover the cost of dental care.