Beginning balances-July 1, 2004            

            Capitol Federal-acct. 23254467                                                                 $1,102.81

            Capitol Federal-acct. 24753392                                                                      279.06

            University Account-K0308007                                                                     1,526.65

                        Total cash accounts                                                                        $2,908.52

            Capitol Federal-CD # 5416313                                                                 $5,153.47

            Capitol Federal-CD # 5623903                                                                   1,056.58

                        Total CD’s                                                                                     $6,210.05

Total Net Worth - July 1, 2004                                                                               $9,118.57

Ending balances June 30, 2005

            Capitol Federal-acct. 23254467                                                                 $  505.84

            Capitol Federal-acct. 24753392                                                                       95.75

            University Account-K0308007                                                                    3,531.28

                        Total cash accounts                                                                       $4,132.87

            Capitol Federal-CD # 5416313                                                                 $5,230.77

            Capitol Federal- CD #5623903                                                                   1,077.46

                        Total CD’s                                                                                     $6,308.23

Total Net Worth –June 30, 2005                                                                          $10,446.10

Increase in Net Worth                                                                                            $1,322.53

Summary of activity by account for the period July 1, 2004 – June 30, 2005

            Capitol Federal – account # 23254467

            Beginning balance                                                                                   $1,102.81

                        Income

                                    Interest                                                                              $    2.49

                                    Membership dues                                                                 200.00

                                                Total income                                                           $202.49

                        Expenses

                                    Transfer to checking account                                              $500.00

                                    Misc. expenses                                                                    299.46

                                                Total expenses                                                       $799.46

                                                            Net change                                             < $596.97>

Ending balance                                                                                                      $505.84

Capitol Federal – account # 24753392

            Beginning balance                                                                                    $279.06

                        Income

                        Transfer from acct 23254467                                                        $500.00

                        Expenses

                        Retiree Meeting Panel ( four speakers )                                       $200.00                                          

                        Duet (Christmas lunch )                                                                 200.00

                        Pryme Tyme Singers                                                                     100.00

                        Misc. expenses                                                                             183.31

                                                Total expenses                                                    $683.31

                                                            Net change                                           <$183.31>

                                                                        Ending balance                             $ 95.75

Capitol Federal – CD 5416313

            Beginning balance                                                                                 $5,153.47

                        Interest income                                                                          $    77.30

            Ending balance                                                                                     $5,230.77

Capitol Federal – CD 5623903

            Beginning balance                                                                                $1,056.58

                        Interest income                                                                         $    20.88

            Ending balance                                                                                    $1,077.46

Total interest from CD’s                                                                                       $98.18

University Account  K0308007

            Beginning balance                                                                              $1,526.65

                        Revenue ( Dues , etc. )                                                          $3,824.00

                        Expenses

                                    Bus Mtg. exp – food catering                                     $ 998.18

                                    Postage                                                                        221.10

                                    Printing                                                                           71.40

                                    Reproduction cost                                                        453.04

                                    Other misc. expense                                                       75.00

                                                Total expenses                                            $1,818.72

            Excess of revenue over exp.                                                             $2005.28

                        Ending balance                                                                    $3,531.93

                                                                        Gale C. Hankins

                                                                        Treasurer