Health Insurance

All students who are F-1 or J-1 visa holders attending UMKC are automatically enrolled in Anthem Student Advantage upon course registration each fall and spring semester.

Visit the ISAO Health Insurance Page

Insurance waivers

A small number of F-1 or J-1 students may be eligible for a health insurance waiver (such as if you are sponsored by your government). Please carefully review the Waiver Request Form to see if you meet one of the criteria. If you do, please complete the form and submit it to ISAO for review using the Secure Document Uploader in your Pathway Student Center.

UMKC Health Insurance Waiver Request Form (PDF)

Insurance waiver deadlines

Fall 2023 - September 6, 2023
Spring 2024 - January 31, 2024
Summer 2024 - June 13, 2024

Visiting a Doctor

• Arrive early for your first appointment.
• Fill out medical history paperwork before your appointment.
• Your doctor may use language that you are unfamiliar with. It is okay to tell them that you do not understand.
• Don't be afraid to ask questions.

UMKC resources

• Roo Wellness
• Student Disability Services

Off-campus resources

Specialists

• Roo Wellness may refer you to a specialist. Do not visit a specialist without a referral.
• Be prepared with your Anthem Student Advantage digital insurance card. It is available from anthem.com or in the Sydney Health mobile app.

Emergency services 

• In case of emergency, call 911
• Visit the emergency room only if your situation is an emergency, including serious bleeding or injury, ingestion of poison or drug overdose, broken bones, severe allergic reactions and any other health issue that is an immediate threat to someone’s well-being or life. Emergency services can be very expensive in the United States.

Eye care

• Anthem Student Advantage does not include eye care.
• There is an option to purchase vision insurance from an Anthem voluntary plan.

Dental care

• Anthem Student Advantage does not include dental care.
• There is an option to purchase dental insurance with an Anthem voluntary plan if you are a brand new student. If this is the case for you, please email isao@umkc.edu within the first two weeks of classes to inquire about dental insurance enrollment.
• The UMKC School of Dentistry offers dental care at a reduced rate.

Abuse and Assault Resources

• Abuse and assault resources (PDF)